Letting your garden become overgrown could land you with a fine of up to £5,000.
Homeowners are being warned that unkempt gardens, particularly those with excessive weeds and long grass, could be classed as a statutory nuisance under the Environmental Protection Act 1990.
If a garden is deemed a statutory nuisance, councils can issue an abatement notice, and failure to comply is a criminal offence that could result in a maximum fine of £5,000.
Ian Wilson, managing director and home insurance expert at Tiger.co.uk, said: "As a homeowner, it can be tough to always keep on top of household maintenance and repairs.
"But failing to keep your property in good condition can have a serious impact on your home insurance, as most providers will not cover any loss or damage that is caused by poor or inadequate maintenance."
He also stressed the importance of understanding legal obligations.
Mr Wilson said: "It is also vital that you know your legal obligations as a homeowner, otherwise you could land yourself in trouble with your local council.
"While some property laws are well known, there are others that you may not even be aware you are breaking, particularly if you are a first-time buyer."
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While a small number of weeds or patches of long grass are unlikely to trigger council action, gardens that become severely overgrown and attract complaints from neighbours could pose health risks or attract vermin, increasing the likelihood of enforcement.
Tiger.co.uk advises homeowners to stay on top of garden maintenance, especially during early autumn when rainfall can cause rapid growth.
Regular mowing and weed control can help prevent gardens from reaching the point of becoming a statutory nuisance.
Were you aware of this rule? Let us know in the comments.
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