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The Lancashire Telegraph
News, sport and entertainment from all over East Lancashire
Blackburn man's call to end BB postcode insurance ‘victimisation’ (From Lancashire Telegraph)
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Blackburn man's call to end BB postcode insurance ‘victimisation’
12:30pm Thursday 30th August 2012 in News
By Kate Jackson, Reporter
FAIR DEAL Rob Daye
A CAMPAIGN has been set up to reduce high insurance premiums in BB postcode areas caused by fake insurance claims.
In just four days more than 1,500 people have joined a group set up on Facebook protesting about high insurance costs.
The campaign has received the backing of Blackburn MP Jack Straw , who has spearheaded a campaign to overhaul the industry, due to rocketing premium costs.
He is also concerned about companies selling clients’ details to personal injury firms.
Rob Daye, 38, from Galligreaves, Blackburn, who set up the group, has also launched an epetition in the hope of getting get 100,000 signatures in order to get the issue brought up in the House of Commons.
Mr Straw said: “The campaign is a fantastic idea, I give it my full backing. This is something that I have been pusing for the past 14 months and will continue to do so.
“I think that it is outrageous that people can be made to pay more for their insurence based on where they live rather than the risk they pose to others as a driver.
“It’s like paying more for health insurance because you live next door to someone with cancer.
“I am going to see an insurance company about a case of someone in the BB1 area whose insurance premium increased by £700 because she moved from one part of the postcode to another part..”
Mr Daye said: “I see it as victimisation, that people in BB postcode areas are paying for the wrong doing of a few people who scam the system.
““I personally have seen my insurance cost rise from £600 to £930 in just three years for a peugeot 106 which only costs about £400.”
Comments are closed on this article.
Comments (73)
12:51pm Thu 30 Aug 12
woolywords says...
I buy the bare minimum of cover that the law requires in 3rd party cover.
1:13pm Thu 30 Aug 12
peely says...
1:18pm Thu 30 Aug 12
sen c ble says...
1:43pm Thu 30 Aug 12
mavrick says...
we need to sort them out.
1:47pm Thu 30 Aug 12
barryinthailand says...
2:29pm Thu 30 Aug 12
Black Car Guy. says...
2:44pm Thu 30 Aug 12
RUinsane says...
3:46pm Thu 30 Aug 12
Sajdin says...
If anyone tried to try something on with me, Ill have video footage for the insurance company.
If insurance companies are not willing to decrease there price, then they should decrease if you fit devices which collect evidence for them !
3:57pm Thu 30 Aug 12
tntoast says...
4:10pm Thu 30 Aug 12
Izanears says...
4:11pm Thu 30 Aug 12
kempy says...
4:40pm Thu 30 Aug 12
Your ferret stinks says...
4:42pm Thu 30 Aug 12
darwenTower says...
4:43pm Thu 30 Aug 12
JayEss says...
Not as much of a rip-off as you might think.
4:46pm Thu 30 Aug 12
impartial83 says...
4:58pm Thu 30 Aug 12
Sajdin says...
5:00pm Thu 30 Aug 12
thoroughbred says...
here's the petition folks, just copy the link into your browser and get signing!
...http://www.gopeti
tion.com/petitions/g
et-bb-postcodes-insu
rance-premiums-reduc
ed/sign.html#se
5:19pm Thu 30 Aug 12
Sajdin says...
5:50pm Thu 30 Aug 12
darwenTower says...
People think they are saving money but ultimately it has to be costed back in.
http://www.moneywise
.co.uk/cut-your-cost
s/shop-smart/the-tru
th-about-comparison-
websites
6:15pm Thu 30 Aug 12
timeforcommonsense says...
6:46pm Thu 30 Aug 12
RUinsane says...
6:53pm Thu 30 Aug 12
RUinsane says...
Will you be doing the same? we could be the new starsky and hutch?
6:57pm Thu 30 Aug 12
Chugger says...
6:59pm Thu 30 Aug 12
Sajdin says...
7:00pm Thu 30 Aug 12
Chugger says...
7:43pm Thu 30 Aug 12
sharonAccy says...
7:49pm Thu 30 Aug 12
Chugger says...
7:56pm Thu 30 Aug 12
Sajdin says...
The black box insurance, judges your driving over a period of time, my cousin has it and he has already reduced his insurance in a year by £200.
8:04pm Thu 30 Aug 12
Chugger says...
8:14pm Thu 30 Aug 12
blackburn89 says...
8:16pm Thu 30 Aug 12
sen c ble says...
8:44pm Thu 30 Aug 12
Chugger says...
8:57pm Thu 30 Aug 12
treetrunk says...
8:57pm Thu 30 Aug 12
mellormoo says...
9:00pm Thu 30 Aug 12
Chugger says...
10:16pm Thu 30 Aug 12
elmo maniac says...
2:02am Fri 31 Aug 12
Benjis mum says...
Or they could charge people with british names less and asian names more then the asians who were doing the crash for cash scams would pay more and the asians who were innocent would possibly be able to "persuade" the guilty ones to stop it as they are giving all the asians a bad name.
8:24am Fri 31 Aug 12
impartial83 says...
This should be an adult conversation, you live in a democratic society where the law of the land is thankfully not based on race, colour or creed and should have no place in our society.
However, i think what Rob is trying to achieve is commendable and hopefully with the support of Jack Straw (whether you like him or not he has pull) this can gain some momentum. The whole system needs an overhaul to provide fair premiums to the genuine, and for those that do have histories of Road Traffic Accidents punish/penalise them appropriately.
8:38am Fri 31 Aug 12
jack daniels says...
12:26pm Fri 31 Aug 12
Plasticbertrand says...
12:27pm Fri 31 Aug 12
Plasticbertrand says...
12:28pm Fri 31 Aug 12
Plasticbertrand says...
1:49pm Fri 31 Aug 12
faz25 says...
2:00pm Fri 31 Aug 12
kempy says...
4:22pm Fri 31 Aug 12
Benjis mum says...
If more people were like faz25 and spoke out about the scum of all colours and nationalities, in their own communities, then the UK could be more like it used to be in the 1960s.
@impartial83
Telling it as it is isnt always being racist.
6:18pm Fri 31 Aug 12
impartial83 says...
I'm not saying I have the answer, but that's why we elect politicians to make such decisions on our behalf. It's why we pay some of the highest rate of taxes in the EU. If anything, the failure of the current system lies in their hands and pressure needs to be applied on them to take action, which is the whole point of this article.
7:34pm Fri 31 Aug 12
Benjis mum says...
Its easy to do using the statistics of the accidents/claims and seeing which community is doing the scams.
The innocent ones would then stop the guilty ones from comitting the scams and their premiums would quickly come down to the same price as everyone elses.
Isnt it fairer to do that than to charge everyone too much in order to perpetuate the scams that only benefit a few asians.
9:01pm Fri 31 Aug 12
faz25 says...
n.com/petitions/get-
bb-postcodes-insuran
ce-premiums-reduced/
sign.html#se
2:27am Sat 1 Sep 12
wrinkles says...
8:43am Sat 1 Sep 12
sen c ble says...
I would also be campaigning for all dog owner's to be prosecuted and fined if and when fouling occurs. Please could you therefore be the first to register your name as a dog owner.
Sorted.
9:32am Sat 1 Sep 12
BritainfortheBritish says...
Totally agree with the petition though.
5:11pm Sat 1 Sep 12
internet101 says...
I don't agree with the work Asian being used to describe the people who are mainly involved with this crime, this offends Chinese and other people from Asia!
These are of Pakistani origin people with limited intelligence and have years less mental development than the western Europeans.
The problem is as i see it a greed issue and a willingness to set-others up. I can see why race is an issue here since that the only crash for cash examples on here relate to when they have hit an asian driver. A friend of mine was a victim of this crime, they claimed an additional 3 passengers were in the car! this sort of culture and selfishness is due to Pakistanis failing to integrate into our western society and carry on to segregate themselves. They use their religion as a barrier and they also play the race card to often. My view is if you feel discriminated go and live in a place where you don't....look at wildlife, you don't see polar bears in Canada or Bears in the North Pole! get me!
Rant over...
5:45pm Sat 1 Sep 12
Benjis mum says...
Apart from faz25 there dont appear to be any other asians prepared to admit on here that the cash for crash scams are being comitted by other asians.
It appears that he is the only one prepared to speak out against the criminal element in your community, whereas you seem to condone what they are doing.
Maybe its not me thats demented after all as its more likely to be you.
5:52pm Sat 1 Sep 12
faz25 says...
6:08pm Sat 1 Sep 12
internet101 says...
I can relate to the referrals issue and that Insurance companies have made a business model out of crash for cash. Companies do this in order to sustain and grow their business and will adapt and exploit revenue opportunities.
This discussion is mainly centered on post code differences and the root cause, to which i have replied what i feel is a deeper social problem to why people can feel justified in actually committing this type of fraud on other people with the flat vindication of who they are and who they target to get the claim against.
5:33pm Sun 2 Sep 12
sen c ble says...
Penalise all asians for the irresponsible action of some, as long as you don't for the irresponsible dog owner's.
Perfect understanding in your demented unbalanced world.
10:58am Mon 3 Sep 12
Emmerdale says...
I have just moved from Gloucester back to BB5 and notified my insurance broker of change of address. I was horrified to find that my insurance had gone up from £230 to £470 with the same company. How can you justify this increase. I have no option but to pay up. When I asked why the increase,I was told, a certain group of drivers were making claims in the BB5 area. I have contacted my broker to no avail. It looks like another post code lottery scam.
11:10am Mon 3 Sep 12
kempy says...
http://www.gopetitio
n.com/petitions/get-
bb-postcodes-insuran
ce-premiums-reduced/
sign.html#se
Faz 25 sent this link to a petition I have sent it to all my contacts hopefully we may get somewhere with these bloody rip off insurance companys
11:11am Mon 3 Sep 12
kempy says...
http://www.gopetitio
n.com/petitions/get-
bb-postcodes-insuran
ce-premiums-reduced/
sign.html#se
Faz 25 sent this link to a petition I have sent it to all my contacts hopefully we may get somewhere with these bloody rip off insurance companys
1:30pm Mon 3 Sep 12
jack denials says...
Don’t blame all incidents for the premiums rising.....
5:44pm Mon 3 Sep 12
Benjis mum says...
"Well!!!
Penalise all asians for the irresponsible action of some, as long as you don't for the irresponsible dog owner's.
Perfect understanding in your demented unbalanced world.”
I realise that you seem to be a bit hard of thinking, presumably because your parents are probably first cousins and from other comments you have made you have been brainwashed from birth to belive in myths, fairytales and fantasies, but can you not see the difference between responsible dog owners condemning irresponsible dog owners and innocent asians condoning the criminal actions of some members of your community.
If you all reported the criminal element of your community, then as I said earlier, they would have to stop doing their insurance scams and insurance premiums would get reduced to what they should be.
6:53pm Mon 3 Sep 12
Emmerdale says...
I'ts needs to be PDQ that we in the BB areas get this insurance scam sorted.
The only alternative I see is SHANKSY PONY !!!
7:19pm Mon 3 Sep 12
sen c ble says...
It is clear from your posts and the comments you make that your brainwashed cells needs sanitising and the hatred you have for certain members of the community is evident. Suggesting to punish all asians for the minority law brekers is one example your incapability to think right. Knowing absolutely nothing about the arab Jewish affairs and yet bent-mad with Islamic criticisms. I on the other hand has had the opportunity to visit Palestine Efirat and witness the Jewish brutality afflicted upon the musleems AND Christians, but you being a Jew, unsurprisingly backs Israel.
For your information I am an Indian asian soldier, now retired and my parents were not inter-racially married. This is also mone of your unbalanced corrupt mind working over time.
How I wish you had been at the end of my barrel!!!
1:56am Tue 4 Sep 12
Benjis mum says...
I dont know why you keep comparing dog fouling to insurance fraud.
Dog fouling is unpleasant as it can cause people to step in it and possibly slip or they may tread something nasty onto their carpets when they get home but no one makes any money out of it nor does it cost anyone anything.
Insurance fraud costs everyone a lot of money so that a few asians can make a lot of money out of it.
Like you I too was subjected to brainwashing as a child by my school but fortunately not too much by my parents. When I was mature enough to start to think for myself, at around the age of 11 or 12, I soon realised that all religions were man made and had caused problems all over the world for millenia and so I became an atheist.
Maybe if you closed your mouth for a bit and opened your mind you could then read some books that would educate you.
Throw away any copies of the bible, the quoran and the tora that you may have and read Charles Darwins book "The origin of species" and Richard Dawkins book "The god delusion"
These are both books written by great scientific minds who arent prone to fantasies, they could teach you a lot.
I wonder why my parents never told me I was jewish, oh thats right, its because like them I wasnt jewish.
As I said earlier I was originally being brainwashed into christianity, the church of england variety, most english people of my generation were in those days. There were a few in my school who were of an alien religion to the majority of people in england but apart from not attending assembly for morning prayers and preferring to eat fish instead of meat on fridays, no one really objected to them being catholics.
I havent really got much interest in arab/israeli affairs, as long as it doesnt affect us too much. I tend to think that people should live by the laws of the land that they live in and not try and force their ideas and customs on their host nation. Nor should they send suicide bombers into crowded places or fire rockets into a neighbouring land indiscriminately to try and provoke a reaction to encourage more nutters to become suicide bombers.
Unfortunately the muslims seem to bring their problems over to the west and ask for our help in such places as Iraq and Afghanistan, which costs lots of our brave lads and lasses their limbs and lives along with a lot of money which most english people would prefer to be spent at home, instead of on some uneducated backwards people who then complain when we help you to regain control of those countries.
Its a shame that when you had the "opportunity" to vist palestine that you didnt take your family and friends with you, along with the asians who do the crash for cash scams, and all stay there.
I dont know why you mention interracial marriages, is that your intolerance of other races showing through?
I assumed that your parents were probably first cousins which would usually imply that they were the same race and nationality.
2:06am Tue 4 Sep 12
Benjis mum says...
"How I wish you had been at the end of my barrel!!!”
Typical racist asian attitude.
You may as well have just said that you dont want to integrate, you would rather just shoot english people who dont agree with your narrow minded bigotted views.
I wonder why you want to stay in a country where you dont like the people.
Wouldnt you be happier living in India, a lot of english people would be happier if you and your family, if they think the same way as you do, moved back home.
You are one of the nastiest, most racist people I know.
12:41pm Tue 4 Sep 12
sen c ble says...
Your suggestion to puinish all asians for the crimes of few, is one example of the evil low lifers that walk this planet. It is you that should leave and leave now, as you are unable to live in harmony and peace, evil by nature.
Yes I really do regret, and just wish the type's of you should have been targeted with precision!
7:12pm Tue 4 Sep 12
Benjis mum says...
How you can claim to not be a racist after saying what you have done in all your various comments shows how delusional and hard of thinking you are.
Even in your last coment you state that "the type's of you should have been targeted with precision!"
I assume that you mean law abiding tolerant english people who welcomed you and others like you into our country that you then want to destroy from the inside and turn into the same kind of third world country that you originally came from.
Please leave our once beautiful country and take your violent and racist ideas back to where you came from.
Do you not realise that immigrants like you are the ones that cause problems for the decent ones like faz25 and create distrust of non indigenous people.
English people welcome decent law abiding immigrants and their descendants but we dont want the criminal, bigotted, racist, violent and intolerant immigrants like you here.
Please leave my country as soon as possible
8:08pm Tue 4 Sep 12
sen c ble says...
Go jump of a cliff you awful evil woman and leave this beautiful worild to other's who truly deserve it.
1:30am Wed 5 Sep 12
Benjis mum says...
It was their intelligence, inventiveness and hard work that led to great discoveries that benefitted the whole world.
What did you and your ancestors with their racist and bigotted ideas ever do for mankind ?
Oh, sorry I forgot, asians invented slavery but we managed to put an end to that in the 18th century.
Asians also invented the caste system, suicide bombers and chopping peoples hands off for minor criminal activities, actually that would be a good punishment for you to apply to those asians that carry out the crash for cash scams that you seem to admire so much. Asians invented stoning women to death for adultery and throwing gay people off cliffs.
All these things may be seem to be helpful to mankind in your twisted view but in reality the things we invented like medicines and the industrial revolution benifitted people a lot more.
You have abused the hospitality that we offerred you by condoning the criminal activities perpetrated by members of your own race and have shown yourself to be a violent, bigotted and racist individual.
You have outstayed your welcome,
please go home and take any offspring you created with you, in case they hold the same nasty ideas that you do.
You are the weakest link, goodbye
11:49am Wed 5 Sep 12
sen c ble says...
Now get lost.
2:45pm Wed 5 Sep 12
sen c ble says...
You may have failed to realise, but Asia and in paticular India is rapidly becoming a supe power already overtaken the once Great Britian. As you are unaware it come's as no surprise since most of your time is spent in your cave where once your mother and father and your ancestors were residing. When you do decide to enter into the real world your racist and demented comments will have absolute no impact and relevance to the modern multiculturalism world, that now exists and all previous fantacies and dreams will seize to govern, regardless if you do decide to back down and claim justice. Unbalanced and biased rulings that once were in force, dreamt up by the low type's such as you, will be deemed useless.
Yours faithfully
Sen
4:13am Thu 6 Sep 12
Benjis mum says...
I was hoping that you and your family would have packed your bags and gone back home.
You are not wanted here anymore.
Luckily my ancestors and those of the other indigenous brits that made this country as great as it was before mass immigration tried to destroy it, did live in caves.
This enabled the northern europeans and in particular the brits, to evolve into more intelligent, inquisitive and inventive people. This was due to the survival of the fittest and necessity being the mother of invention, as they had to develop and use their brains to survive their harsh environment
Your ancestors could easily just pick the fruit, berries and nuts from shrubs and trees and dig up a few roots so they never developed many skills other than fighting their neighbouring tribes.
While I have no doubt that multi racial socities can exist, as long as we can get rid of the bigotted and racist people like you, I very much doubt that multi cultural ones can. I dont know of any country in the world where one culture hasnt dominated the other.
I read an interesting article in one of the newspapers today about reintroducing the indigenous red squirrel to the west country and culling the more recently arrived grey ones that were outbreeding the red ones and they had brought a disease with them that they were immune to but which killed the native species.
How strange that what happens in the animal kingdom so often happens in the human one and vice versa.
If you look back to the Spanish killing the central american indians off with diseases that they had no immunity to and then becoming the dominant population by sending more and more spaniards over then by out breeding the natives.
Then the europeans who went to north america and initially killed a lot of indians off with smallpox then by taking over their lands and eventually through mass immigration and again outbreeding the natives, became the dominant population.
Australia and New Zealand did the same with the Abos and Maoris.
North America is going through the same mass immigration process again but this time with the Latinos fast becoming the dominant population by outbreeding the mainly european descendants.
Unfortunately I can see the UK going the same way with the mass immigration of people from Africa and the sub continent of India. They are bringing older diseases here that we had more or less eradicated like polio and TB and introducing newer diseases like HIV/AIDS. Added to their higher birthrate I cant see it being many more generations before the indigenous people of the UK and eventually the rest of mainland europe are completely outnumbered by immigrants and our once great continent will be turned back to how it was centuries ago, without the calibre of people necessary to bring it back out of the dark ages that we had before.
I will leave the last comment to you as I have no interest in trying to educate you any moren as I think you are too far gone to help.
You can now make your nasty racist rants against westerners, white people, jews and the japs that you enjoyed shooting without any further response from me.
Goodbye
12:15pm Thu 6 Sep 12
sen c ble says...