Bailiffs visit thousands in Blackburn and Darwen over unpaid council tax

Bailiffs visit thousands in Blackburn and Darwen over unpaid council tax

Bailiffs visit thousands in Blackburn and Darwen over unpaid council tax

First published in News
Last updated
Lancashire Telegraph: Photograph of the Author by , Hyndburn reporter

ALMOST 5,000 families in Blackburn with Darwen faced a visit from bailiffs over unpaid council tax last year - nearly 2,000 more than the year before.

Debt collectors were tasked with recovering more than £2.64m of unpaid bills in 2012/13, Freedom of Information Act figures show.

In total, bailiffs dealt with 4,812 individual cases, up from 3,077 in 2010/11.

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Major welfare reform, including the bedroom tax and the introduction of council tax support, accounts for much of the rise.

Cavendish Street resident, Christine Hall, 54, said she was left struggling with her council tax after becoming unable to work.

She said: “I missed one payment and I got a removal notice through my door from bailiffs saying they will take my belongings.

“It’s not fair to do this when people are struggling.”

And 29-year-old warehouse worker Robert Farren, who moved into Raikes Bridge, Darwen, after leaving home, said he was being hounded by bailiffs despite trying to pay his debt.

He said: “I was struggling to pay and I called up to try and arrange something. They took me to court and now they’ve called in the bailiffs.

“I got behind by three months and I paid them two months’ worth, but they said it wasn’t enough.

“I’ve offered to pay the bailiffs what I was paying every month for my council tax but they said they wanted more.

“They have not been round yet but they’ve been threatening me and putting letters through my door.

“I tried to sort it out with the council, but this was definitely not the last resort. They did not give me enough time to try and sort it out.”

The Citizens’ Advice Bureau said it had noticed an increase in the number of people asking for help after struggling to pay council tax bills, and said bailiffs were being used in three out of five cases.

Chief executive of the CAB, Gillian Guy, said: “Some bailiffs are utterly relentless and use aggressive and threatening behaviour to intimidate people in debt.

“Despite people barely having a penny to their name, bailiffs keep on hounding them for money they just don’t have, even when they’ve arranged a repayment plan with the council.”

The council was unable to say how much money it recovered.

Executive member for resources, Andy Kay, said: “The changes in council tax benefit by central government which targeted the lowest income families has resulted in more arrears, more recovery notices being issued, and more cases being issued to the bailiffs.”

Labour MP for Blackburn Jack Straw said he would raise the issue with secretary of state for work and pensions, Iain Duncan Smith.

He said: “This seems to be the result not of stricter enforcement, but of changing benefits levels for those on the lowest incomes.

“The government was warned about the consequences of increasing council tax payments by cutting council tax benefits.”

In Hyndburn last year, just a fraction of outstanding money was collected.

The council used three debt collection companies to chase 7,296 cases.

One refused to say how much money it had reclaimed because the information could be ‘prejudicial to its commercial interest’, or whether the money owed was council tax, business rates, or otherwise.

The other two companies said they recovered just 25 per cent of the £2m they were tasked with reclaiming.

Blackburn, Ribble Valley, Hyndburn, Chorley, Rossendale, and Pendle councils, and the fire service, all froze their council tax rates as they acknowledged the hardship an increase would impose on hard-pressed residents and families.

Comments (44)

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7:36am Mon 3 Mar 14

Lancs Away says...

Maybe politically incorrect....BUT....
and whilst I am not sure how this tax is calculated and works, does every resident in every house have to pay....or are the exceptions for the areas like Shear Brow and parts of Revidge....just wondering, sure someone will let me know
Maybe politically incorrect....BUT.... and whilst I am not sure how this tax is calculated and works, does every resident in every house have to pay....or are the exceptions for the areas like Shear Brow and parts of Revidge....just wondering, sure someone will let me know Lancs Away
  • Score: 15

7:52am Mon 3 Mar 14

Excluded again says...

There are no exemptions from Council Tax for people in areas like Shear Brow or parts of Revidge. None at all.

This increase in Council Tax arrears is due to the governments cuts in benefits especially for those working people on low incomes.
There are no exemptions from Council Tax for people in areas like Shear Brow or parts of Revidge. None at all. This increase in Council Tax arrears is due to the governments cuts in benefits especially for those working people on low incomes. Excluded again
  • Score: 20

7:54am Mon 3 Mar 14

shytalk says...

And do the bailiffs think that people have the means to pay? I suppose they could always release a few child molesters and murderers from prison to make way for those who can't pay.
And do the bailiffs think that people have the means to pay? I suppose they could always release a few child molesters and murderers from prison to make way for those who can't pay. shytalk
  • Score: 21

8:52am Mon 3 Mar 14

hunter3062 says...

and make no mistake the new bailiffs legislation will make it easier to enter your homes to recover your belongings..the proposed rules mean anybody refusing to pay the court can and will issue entry warrents which means a locksmith is called at further cost to the debtor..
and make no mistake the new bailiffs legislation will make it easier to enter your homes to recover your belongings..the proposed rules mean anybody refusing to pay the court can and will issue entry warrents which means a locksmith is called at further cost to the debtor.. hunter3062
  • Score: 11

9:04am Mon 3 Mar 14

useyourhead says...

we received a recovery letter when we changed banks and a direct debit was missed, no warning or other communication...... a mere 3 weeks after the missed payment!! Hyndburn council are obviously taking the same approach.
we received a recovery letter when we changed banks and a direct debit was missed, no warning or other communication...... a mere 3 weeks after the missed payment!! Hyndburn council are obviously taking the same approach. useyourhead
  • Score: 16

9:40am Mon 3 Mar 14

ladysal says...

shytalk wrote:
And do the bailiffs think that people have the means to pay? I suppose they could always release a few child molesters and murderers from prison to make way for those who can't pay.
Thats the problem with bailiffs - they don't care! For them it is a commercial exercise and I would be very surprised if they were not paid for results. Understanding the reasons or the harships people face will not cut much ice. Its also not helped, when people get warning letters from the council about late payments, which give them 7 days to pay and are posted second class. When the warning letter arrives on the seventh day, how is that going to help those in arrears sort it out?
[quote][p][bold]shytalk[/bold] wrote: And do the bailiffs think that people have the means to pay? I suppose they could always release a few child molesters and murderers from prison to make way for those who can't pay.[/p][/quote]Thats the problem with bailiffs - they don't care! For them it is a commercial exercise and I would be very surprised if they were not paid for results. Understanding the reasons or the harships people face will not cut much ice. Its also not helped, when people get warning letters from the council about late payments, which give them 7 days to pay and are posted second class. When the warning letter arrives on the seventh day, how is that going to help those in arrears sort it out? ladysal
  • Score: 30

11:03am Mon 3 Mar 14

bipicture says...

If this is COUNCIL TAX - perhaps the council should be paying it ?
If this is COUNCIL TAX - perhaps the council should be paying it ? bipicture
  • Score: -5

11:46am Mon 3 Mar 14

Laura123 says...

Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job!
Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job! Laura123
  • Score: -27

12:45pm Mon 3 Mar 14

Tom_Bola says...

"...One refused to say how much money it had reclaimed because the information could be ‘prejudicial to its commercial interest’, or whether the money owed was council tax, business rates, or otherwise..."

Or perhaps whether they were entitled to the fees they added to the money outstanding......

https://www.whatdoth
eyknow.com/request/r
eturn_of_fraudulent_
bailiff_fee_18
"...One refused to say how much money it had reclaimed because the information could be ‘prejudicial to its commercial interest’, or whether the money owed was council tax, business rates, or otherwise..." Or perhaps whether they were entitled to the fees they added to the money outstanding...... https://www.whatdoth eyknow.com/request/r eturn_of_fraudulent_ bailiff_fee_18 Tom_Bola
  • Score: 2

12:49pm Mon 3 Mar 14

woolywords says...

A lot of people whom are on benefits are finding that they have to pay more from their benefits towards the Council Tax than they ever did before. Where the Government is cutting the benefit itself and the relief that can be claimed towards Council Tax. This, on top of increased utility bills is putting a real strain on what they can pay.
With the best will in the world, there will come a time in life when a bill will arrive that is higher than expected and thus throw awry any well maintained budget.
As ever, Councils do not appreciate the reality of everyday hardships that some folks face nowadays, even whilst in employment, let alone those on any state benefit. Instead of demanding payment in full and seeking the services of Bailiffs, they should seek to make an arrangement to clear the debt over the remaining period of payments due. How many people have gone on holiday, forgotten to make a rent payment, back in the days when they rented but were allowed to make up the difference over time rather than face immediate eviction?
Compounding the misery of being already in debt, by adding on a Bailiffs commissions is neither conducive to good relations nor serving anyone, any good, whatsoever.
Again, local Councillors, whom at some stage, must have approved this conduct by their own employees, must bear more than a fair portion of blame. With elections in the offing, perhaps we might see some of them make a move towards resolving this, to everyone's benefit. After all, we are already paying staff in the payments section of the Town Hall, to collect other monies, why not permit those in debt to make an extra budget payment here?
As ever, common sense, money and Council always seems to be at odds with each other in this town, for some bizarre reason.
A lot of people whom are on benefits are finding that they have to pay more from their benefits towards the Council Tax than they ever did before. Where the Government is cutting the benefit itself and the relief that can be claimed towards Council Tax. This, on top of increased utility bills is putting a real strain on what they can pay. With the best will in the world, there will come a time in life when a bill will arrive that is higher than expected and thus throw awry any well maintained budget. As ever, Councils do not appreciate the reality of everyday hardships that some folks face nowadays, even whilst in employment, let alone those on any state benefit. Instead of demanding payment in full and seeking the services of Bailiffs, they should seek to make an arrangement to clear the debt over the remaining period of payments due. How many people have gone on holiday, forgotten to make a rent payment, back in the days when they rented but were allowed to make up the difference over time rather than face immediate eviction? Compounding the misery of being already in debt, by adding on a Bailiffs commissions is neither conducive to good relations nor serving anyone, any good, whatsoever. Again, local Councillors, whom at some stage, must have approved this conduct by their own employees, must bear more than a fair portion of blame. With elections in the offing, perhaps we might see some of them make a move towards resolving this, to everyone's benefit. After all, we are already paying staff in the payments section of the Town Hall, to collect other monies, why not permit those in debt to make an extra budget payment here? As ever, common sense, money and Council always seems to be at odds with each other in this town, for some bizarre reason. woolywords
  • Score: 9

12:51pm Mon 3 Mar 14

woolywords says...

bipicture wrote:
If this is COUNCIL TAX - perhaps the council should be paying it ?
I really like your thinking here..
Perhaps I should ring INLAND Revenue and say that, as I live by the sea shore, I shall only be paying half of my tax.
[quote][p][bold]bipicture[/bold] wrote: If this is COUNCIL TAX - perhaps the council should be paying it ?[/p][/quote]I really like your thinking here.. Perhaps I should ring INLAND Revenue and say that, as I live by the sea shore, I shall only be paying half of my tax. woolywords
  • Score: 7

1:04pm Mon 3 Mar 14

mmickk says...

What I cannot understand is the majority of these people are on some form of benefits. So why is it that they are given this money then in the first place why not take direct payments instead of giving them the choice as whether to pay or not. I have been in this situation in my younger days and its always food on the table before bills . Yet the only reason they do this must be to line the pockets of bailiffs and creation of jobs. it just does not make sense to give and then take back?
What I cannot understand is the majority of these people are on some form of benefits. So why is it that they are given this money then in the first place why not take direct payments instead of giving them the choice as whether to pay or not. I have been in this situation in my younger days and its always food on the table before bills . Yet the only reason they do this must be to line the pockets of bailiffs and creation of jobs. it just does not make sense to give and then take back? mmickk
  • Score: 18

1:19pm Mon 3 Mar 14

Excluded again says...

woolywords wrote:
bipicture wrote:
If this is COUNCIL TAX - perhaps the council should be paying it ?
I really like your thinking here..
Perhaps I should ring INLAND Revenue and say that, as I live by the sea shore, I shall only be paying half of my tax.
Its not Inland Revenue anymore. Its Her Majesty's Revenue and Customs. So the equivalent argument would be that the Queen should pay all our national taxes.
[quote][p][bold]woolywords[/bold] wrote: [quote][p][bold]bipicture[/bold] wrote: If this is COUNCIL TAX - perhaps the council should be paying it ?[/p][/quote]I really like your thinking here.. Perhaps I should ring INLAND Revenue and say that, as I live by the sea shore, I shall only be paying half of my tax.[/p][/quote]Its not Inland Revenue anymore. Its Her Majesty's Revenue and Customs. So the equivalent argument would be that the Queen should pay all our national taxes. Excluded again
  • Score: 8

2:05pm Mon 3 Mar 14

ladysal says...

Laura123 wrote:
Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job!
Lets just say you are on prepayment meters for your gas and electricity. At this time of year, you are looking at around £40 a week or £160 per month minimum to see in the dark / heat your house / cook your food etc. In addition, the lowest BwD Council tax ban works out at just under one thousand pounds a year. Even in instalments, that is approx £100 per month, because it has to be paid in ten instalments. You also have rent to pay: around £400 per month for the smallest property. Add £200 per month for food, groceries, etc and £40 for water rates and tv licence and the grand total per month is £900 per month. Now, your incomings: as a minimum wage earner, working 40 hours a week, your take home pay is around £950 per month. You live with your partner and you work, so you have no entitlement to a council tax reduction. You have two children and you partner doesn't work, because the cost of childcare (they are both under three would be over £1000 a month. The only "benefits" you get are child benefit at £134.80 per month. Note, that the above calcuations make no account of "extras" and yet the family have have £50 a month spare to pay for the unexpected - oh, sorry, no they don't because I forgot to include house insurance, which, being Blackburn, will be throguh the roof.
Now, the family has done as you suggest. One partner works. Both kids have grown out of their shoes and one child has had a growth spurt which means that literally none of its clothes fit. Council tax or keeping the children properly dressed and shod? Move back into the real world please, "get a job" is not necessarily a panacea.....
[quote][p][bold]Laura123[/bold] wrote: Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job![/p][/quote]Lets just say you are on prepayment meters for your gas and electricity. At this time of year, you are looking at around £40 a week or £160 per month minimum to see in the dark / heat your house / cook your food etc. In addition, the lowest BwD Council tax ban works out at just under one thousand pounds a year. Even in instalments, that is approx £100 per month, because it has to be paid in ten instalments. You also have rent to pay: around £400 per month for the smallest property. Add £200 per month for food, groceries, etc and £40 for water rates and tv licence and the grand total per month is £900 per month. Now, your incomings: as a minimum wage earner, working 40 hours a week, your take home pay is around £950 per month. You live with your partner and you work, so you have no entitlement to a council tax reduction. You have two children and you partner doesn't work, because the cost of childcare (they are both under three would be over £1000 a month. The only "benefits" you get are child benefit at £134.80 per month. Note, that the above calcuations make no account of "extras" and yet the family have have £50 a month spare to pay for the unexpected - oh, sorry, no they don't because I forgot to include house insurance, which, being Blackburn, will be throguh the roof. Now, the family has done as you suggest. One partner works. Both kids have grown out of their shoes and one child has had a growth spurt which means that literally none of its clothes fit. Council tax or keeping the children properly dressed and shod? Move back into the real world please, "get a job" is not necessarily a panacea..... ladysal
  • Score: 36

2:19pm Mon 3 Mar 14

bipicture says...

Excluded again wrote:
woolywords wrote:
bipicture wrote:
If this is COUNCIL TAX - perhaps the council should be paying it ?
I really like your thinking here..
Perhaps I should ring INLAND Revenue and say that, as I live by the sea shore, I shall only be paying half of my tax.
Its not Inland Revenue anymore. Its Her Majesty's Revenue and Customs. So the equivalent argument would be that the Queen should pay all our national taxes.
Bingo - after all it appears its her head on the currency - could that mean that all currency is property of the 'state' ? - which would also mean the state is the only entity with the means to settle any and all outstanding debts

I believe there is a quote in the bible somewhere that says 'render onto ceasar that which is ceasar's"

How can one 'pay' HMC - what HMC already owns ?
[quote][p][bold]Excluded again[/bold] wrote: [quote][p][bold]woolywords[/bold] wrote: [quote][p][bold]bipicture[/bold] wrote: If this is COUNCIL TAX - perhaps the council should be paying it ?[/p][/quote]I really like your thinking here.. Perhaps I should ring INLAND Revenue and say that, as I live by the sea shore, I shall only be paying half of my tax.[/p][/quote]Its not Inland Revenue anymore. Its Her Majesty's Revenue and Customs. So the equivalent argument would be that the Queen should pay all our national taxes.[/p][/quote]Bingo - after all it appears its her head on the currency - could that mean that all currency is property of the 'state' ? - which would also mean the state is the only entity with the means to settle any and all outstanding debts I believe there is a quote in the bible somewhere that says 'render onto ceasar that which is ceasar's" How can one 'pay' HMC - what HMC already owns ? bipicture
  • Score: 0

3:09pm Mon 3 Mar 14

andy1 says...

Chief executive of the Citizens’ Advice Bureau, Gillian Guy, said: “Some bailiffs are utterly relentless and use aggressive and threatening behavior to intimidate people in debt.

“Despite people barely having a penny, bailiffs keep on hounding them.”

With words from a person like this lady why are these scum still alive and kicking in 21st Century Britain. If theres any Bailiffs on here get a proper job you parasites.
Chief executive of the Citizens’ Advice Bureau, Gillian Guy, said: “Some bailiffs are utterly relentless and use aggressive and threatening behavior to intimidate people in debt. “Despite people barely having a penny, bailiffs keep on hounding them.” With words from a person like this lady why are these scum still alive and kicking in 21st Century Britain. If theres any Bailiffs on here get a proper job you parasites. andy1
  • Score: 19

3:15pm Mon 3 Mar 14

caballo says...

ladysal wrote:
Laura123 wrote: Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job!
Lets just say you are on prepayment meters for your gas and electricity. At this time of year, you are looking at around £40 a week or £160 per month minimum to see in the dark / heat your house / cook your food etc. In addition, the lowest BwD Council tax ban works out at just under one thousand pounds a year. Even in instalments, that is approx £100 per month, because it has to be paid in ten instalments. You also have rent to pay: around £400 per month for the smallest property. Add £200 per month for food, groceries, etc and £40 for water rates and tv licence and the grand total per month is £900 per month. Now, your incomings: as a minimum wage earner, working 40 hours a week, your take home pay is around £950 per month. You live with your partner and you work, so you have no entitlement to a council tax reduction. You have two children and you partner doesn't work, because the cost of childcare (they are both under three would be over £1000 a month. The only "benefits" you get are child benefit at £134.80 per month. Note, that the above calcuations make no account of "extras" and yet the family have have £50 a month spare to pay for the unexpected - oh, sorry, no they don't because I forgot to include house insurance, which, being Blackburn, will be throguh the roof. Now, the family has done as you suggest. One partner works. Both kids have grown out of their shoes and one child has had a growth spurt which means that literally none of its clothes fit. Council tax or keeping the children properly dressed and shod? Move back into the real world please, "get a job" is not necessarily a panacea.....
Working famalies tax credit?
[quote][p][bold]ladysal[/bold] wrote: [quote][p][bold]Laura123[/bold] wrote: Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job![/p][/quote]Lets just say you are on prepayment meters for your gas and electricity. At this time of year, you are looking at around £40 a week or £160 per month minimum to see in the dark / heat your house / cook your food etc. In addition, the lowest BwD Council tax ban works out at just under one thousand pounds a year. Even in instalments, that is approx £100 per month, because it has to be paid in ten instalments. You also have rent to pay: around £400 per month for the smallest property. Add £200 per month for food, groceries, etc and £40 for water rates and tv licence and the grand total per month is £900 per month. Now, your incomings: as a minimum wage earner, working 40 hours a week, your take home pay is around £950 per month. You live with your partner and you work, so you have no entitlement to a council tax reduction. You have two children and you partner doesn't work, because the cost of childcare (they are both under three would be over £1000 a month. The only "benefits" you get are child benefit at £134.80 per month. Note, that the above calcuations make no account of "extras" and yet the family have have £50 a month spare to pay for the unexpected - oh, sorry, no they don't because I forgot to include house insurance, which, being Blackburn, will be throguh the roof. Now, the family has done as you suggest. One partner works. Both kids have grown out of their shoes and one child has had a growth spurt which means that literally none of its clothes fit. Council tax or keeping the children properly dressed and shod? Move back into the real world please, "get a job" is not necessarily a panacea.....[/p][/quote]Working famalies tax credit? caballo
  • Score: -1

3:52pm Mon 3 Mar 14

woolywords says...

Excluded again wrote:
woolywords wrote:
bipicture wrote:
If this is COUNCIL TAX - perhaps the council should be paying it ?
I really like your thinking here..
Perhaps I should ring INLAND Revenue and say that, as I live by the sea shore, I shall only be paying half of my tax.
Its not Inland Revenue anymore. Its Her Majesty's Revenue and Customs. So the equivalent argument would be that the Queen should pay all our national taxes.
Quite right, that's what she said on the phone, when I tried the sea shore wheeze.
Then she said, you're not from round here, are you?
So I owned up and said, Noooo, why?
She said, Where you come from, they have certain traditions and customs, don't they?
I said, Yes but I don't..
She cut me off by saying, it's those customs that we tax!

(I knew I was on to an hiding to nothing here as soon as I heard her Yorkshire accent. For there's nothing so sure as a Yorkshire Lass, for grasping at, all your hard-earned brass!)
[quote][p][bold]Excluded again[/bold] wrote: [quote][p][bold]woolywords[/bold] wrote: [quote][p][bold]bipicture[/bold] wrote: If this is COUNCIL TAX - perhaps the council should be paying it ?[/p][/quote]I really like your thinking here.. Perhaps I should ring INLAND Revenue and say that, as I live by the sea shore, I shall only be paying half of my tax.[/p][/quote]Its not Inland Revenue anymore. Its Her Majesty's Revenue and Customs. So the equivalent argument would be that the Queen should pay all our national taxes.[/p][/quote]Quite right, that's what she said on the phone, when I tried the sea shore wheeze. Then she said, you're not from round here, are you? So I owned up and said, Noooo, why? She said, Where you come from, they have certain traditions and customs, don't they? I said, Yes but I don't.. She cut me off by saying, it's those customs that we tax! (I knew I was on to an hiding to nothing here as soon as I heard her Yorkshire accent. For there's nothing so sure as a Yorkshire Lass, for grasping at, all your hard-earned brass!) woolywords
  • Score: 1

4:13pm Mon 3 Mar 14

TheRealTauheedul says...

LadySal, thankfully I am not in the situation you describe, some may put me in the squeezed middle, but i cannot agree more with your statement. The government paints a picture of the masses on benefits which the media pepetuates which in all reality only applies to a few. There are many genuinely struggling while the powers that are claim 2p for paper clips and for a 2 miles journey from one office to another. I know where I would like my taxes to go. Too many fooled by media and a tory government
LadySal, thankfully I am not in the situation you describe, some may put me in the squeezed middle, but i cannot agree more with your statement. The government paints a picture of the masses on benefits which the media pepetuates which in all reality only applies to a few. There are many genuinely struggling while the powers that are claim 2p for paper clips and for a 2 miles journey from one office to another. I know where I would like my taxes to go. Too many fooled by media and a tory government TheRealTauheedul
  • Score: 11

4:16pm Mon 3 Mar 14

woolywords says...

caballo wrote:
ladysal wrote:
Laura123 wrote: Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job!
Lets just say you are on prepayment meters for your gas and electricity. At this time of year, you are looking at around £40 a week or £160 per month minimum to see in the dark / heat your house / cook your food etc. In addition, the lowest BwD Council tax ban works out at just under one thousand pounds a year. Even in instalments, that is approx £100 per month, because it has to be paid in ten instalments. You also have rent to pay: around £400 per month for the smallest property. Add £200 per month for food, groceries, etc and £40 for water rates and tv licence and the grand total per month is £900 per month. Now, your incomings: as a minimum wage earner, working 40 hours a week, your take home pay is around £950 per month. You live with your partner and you work, so you have no entitlement to a council tax reduction. You have two children and you partner doesn't work, because the cost of childcare (they are both under three would be over £1000 a month. The only "benefits" you get are child benefit at £134.80 per month. Note, that the above calcuations make no account of "extras" and yet the family have have £50 a month spare to pay for the unexpected - oh, sorry, no they don't because I forgot to include house insurance, which, being Blackburn, will be throguh the roof. Now, the family has done as you suggest. One partner works. Both kids have grown out of their shoes and one child has had a growth spurt which means that literally none of its clothes fit. Council tax or keeping the children properly dressed and shod? Move back into the real world please, "get a job" is not necessarily a panacea.....
Working famalies tax credit?
Not to mention that you will have to move to larger property, once the children grow, as they will need separate bedrooms, so increased Council Tax and the joy of over-priced school uniforms. Why a child's school tie, in poly-what-ever, costs more than my silk, Regimental Association one, I'll never know.

Query, LadySal.
If you are working and he is not, doesn't whatever you earn, count as part of his income and therefore he gets nothing? Am sure I read of some farcical thing like that, somewhere.
And, I'm glad that you dealt with the 'get a job' idiot, as what I was thinking about that comment wasn't fit to print and would make a well-versed in swearing Paratrooper, blush.
[quote][p][bold]caballo[/bold] wrote: [quote][p][bold]ladysal[/bold] wrote: [quote][p][bold]Laura123[/bold] wrote: Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job![/p][/quote]Lets just say you are on prepayment meters for your gas and electricity. At this time of year, you are looking at around £40 a week or £160 per month minimum to see in the dark / heat your house / cook your food etc. In addition, the lowest BwD Council tax ban works out at just under one thousand pounds a year. Even in instalments, that is approx £100 per month, because it has to be paid in ten instalments. You also have rent to pay: around £400 per month for the smallest property. Add £200 per month for food, groceries, etc and £40 for water rates and tv licence and the grand total per month is £900 per month. Now, your incomings: as a minimum wage earner, working 40 hours a week, your take home pay is around £950 per month. You live with your partner and you work, so you have no entitlement to a council tax reduction. You have two children and you partner doesn't work, because the cost of childcare (they are both under three would be over £1000 a month. The only "benefits" you get are child benefit at £134.80 per month. Note, that the above calcuations make no account of "extras" and yet the family have have £50 a month spare to pay for the unexpected - oh, sorry, no they don't because I forgot to include house insurance, which, being Blackburn, will be throguh the roof. Now, the family has done as you suggest. One partner works. Both kids have grown out of their shoes and one child has had a growth spurt which means that literally none of its clothes fit. Council tax or keeping the children properly dressed and shod? Move back into the real world please, "get a job" is not necessarily a panacea.....[/p][/quote]Working famalies tax credit?[/p][/quote]Not to mention that you will have to move to larger property, once the children grow, as they will need separate bedrooms, so increased Council Tax and the joy of over-priced school uniforms. Why a child's school tie, in poly-what-ever, costs more than my silk, Regimental Association one, I'll never know. Query, LadySal. If you are working and he is not, doesn't whatever you earn, count as part of his income and therefore he gets nothing? Am sure I read of some farcical thing like that, somewhere. And, I'm glad that you dealt with the 'get a job' idiot, as what I was thinking about that comment wasn't fit to print and would make a well-versed in swearing Paratrooper, blush. woolywords
  • Score: 4

5:21pm Mon 3 Mar 14

andy1 says...

http://youtu.be/w0Oz
viTvid8 Plenty of vids on You Tube on how to get rid of the parasites called Bailiffs.
http://youtu.be/w0Oz viTvid8 Plenty of vids on You Tube on how to get rid of the parasites called Bailiffs. andy1
  • Score: 5

5:36pm Mon 3 Mar 14

ladysal says...

woolywords wrote:
caballo wrote:
ladysal wrote:
Laura123 wrote: Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job!
Lets just say you are on prepayment meters for your gas and electricity. At this time of year, you are looking at around £40 a week or £160 per month minimum to see in the dark / heat your house / cook your food etc. In addition, the lowest BwD Council tax ban works out at just under one thousand pounds a year. Even in instalments, that is approx £100 per month, because it has to be paid in ten instalments. You also have rent to pay: around £400 per month for the smallest property. Add £200 per month for food, groceries, etc and £40 for water rates and tv licence and the grand total per month is £900 per month. Now, your incomings: as a minimum wage earner, working 40 hours a week, your take home pay is around £950 per month. You live with your partner and you work, so you have no entitlement to a council tax reduction. You have two children and you partner doesn't work, because the cost of childcare (they are both under three would be over £1000 a month. The only "benefits" you get are child benefit at £134.80 per month. Note, that the above calcuations make no account of "extras" and yet the family have have £50 a month spare to pay for the unexpected - oh, sorry, no they don't because I forgot to include house insurance, which, being Blackburn, will be throguh the roof. Now, the family has done as you suggest. One partner works. Both kids have grown out of their shoes and one child has had a growth spurt which means that literally none of its clothes fit. Council tax or keeping the children properly dressed and shod? Move back into the real world please, "get a job" is not necessarily a panacea.....
Working famalies tax credit?
Not to mention that you will have to move to larger property, once the children grow, as they will need separate bedrooms, so increased Council Tax and the joy of over-priced school uniforms. Why a child's school tie, in poly-what-ever, costs more than my silk, Regimental Association one, I'll never know.

Query, LadySal.
If you are working and he is not, doesn't whatever you earn, count as part of his income and therefore he gets nothing? Am sure I read of some farcical thing like that, somewhere.
And, I'm glad that you dealt with the 'get a job' idiot, as what I was thinking about that comment wasn't fit to print and would make a well-versed in swearing Paratrooper, blush.
Yes, he would get very little. Thankfully, what I describe above doesn't apply to me, but all the stats came with approx ten minutes digging on official sites. In reality, I expect that £50 per week for food etc is a very low estimate. Travel costs, clothes for the kids and as woollywords says, school uniform, will eat probably another £100 a month at least. Kiss goodbye to the tax credits as soon as they hit your account. I'm still reeling from the £300 in unexpected costs I had to shell out when my daughter went back to primary for the last time in Sept. I'm going to have to start buying her secondary school uniform now, because I can't afford to wait til August. And some would say I'm relatively well off!!
[quote][p][bold]woolywords[/bold] wrote: [quote][p][bold]caballo[/bold] wrote: [quote][p][bold]ladysal[/bold] wrote: [quote][p][bold]Laura123[/bold] wrote: Although I deal with Hyndburn council, I can openly say, when I missed 1 payment, I had a phone call asking why, I stated I totally forgot etc. Not once have I ever been issued a bailiffs letter. Another thing, if you cant afford to pay your bills, why? Out of work? Get a job![/p][/quote]Lets just say you are on prepayment meters for your gas and electricity. At this time of year, you are looking at around £40 a week or £160 per month minimum to see in the dark / heat your house / cook your food etc. In addition, the lowest BwD Council tax ban works out at just under one thousand pounds a year. Even in instalments, that is approx £100 per month, because it has to be paid in ten instalments. You also have rent to pay: around £400 per month for the smallest property. Add £200 per month for food, groceries, etc and £40 for water rates and tv licence and the grand total per month is £900 per month. Now, your incomings: as a minimum wage earner, working 40 hours a week, your take home pay is around £950 per month. You live with your partner and you work, so you have no entitlement to a council tax reduction. You have two children and you partner doesn't work, because the cost of childcare (they are both under three would be over £1000 a month. The only "benefits" you get are child benefit at £134.80 per month. Note, that the above calcuations make no account of "extras" and yet the family have have £50 a month spare to pay for the unexpected - oh, sorry, no they don't because I forgot to include house insurance, which, being Blackburn, will be throguh the roof. Now, the family has done as you suggest. One partner works. Both kids have grown out of their shoes and one child has had a growth spurt which means that literally none of its clothes fit. Council tax or keeping the children properly dressed and shod? Move back into the real world please, "get a job" is not necessarily a panacea.....[/p][/quote]Working famalies tax credit?[/p][/quote]Not to mention that you will have to move to larger property, once the children grow, as they will need separate bedrooms, so increased Council Tax and the joy of over-priced school uniforms. Why a child's school tie, in poly-what-ever, costs more than my silk, Regimental Association one, I'll never know. Query, LadySal. If you are working and he is not, doesn't whatever you earn, count as part of his income and therefore he gets nothing? Am sure I read of some farcical thing like that, somewhere. And, I'm glad that you dealt with the 'get a job' idiot, as what I was thinking about that comment wasn't fit to print and would make a well-versed in swearing Paratrooper, blush.[/p][/quote]Yes, he would get very little. Thankfully, what I describe above doesn't apply to me, but all the stats came with approx ten minutes digging on official sites. In reality, I expect that £50 per week for food etc is a very low estimate. Travel costs, clothes for the kids and as woollywords says, school uniform, will eat probably another £100 a month at least. Kiss goodbye to the tax credits as soon as they hit your account. I'm still reeling from the £300 in unexpected costs I had to shell out when my daughter went back to primary for the last time in Sept. I'm going to have to start buying her secondary school uniform now, because I can't afford to wait til August. And some would say I'm relatively well off!! ladysal
  • Score: 3

5:38pm Mon 3 Mar 14

Timefor says...

So now the council is increasing its use of legal powers and bailiffs. Wouldn't it be good to hear for once of the council, any council, standing up for people, refusing to implement the damaging cuts, stopping any sell offs, investing in environmental projects, campaigning for the introduction of a living wage and insisting on this for anyone they do business with, using their reserves and borrowing powers to avoid cuts, building affordable council houses, and generally becoming more entrepreneurial eg becoming lettings agents? Sounds like old-fashioned socialism to me!
So now the council is increasing its use of legal powers and bailiffs. Wouldn't it be good to hear for once of the council, any council, standing up for people, refusing to implement the damaging cuts, stopping any sell offs, investing in environmental projects, campaigning for the introduction of a living wage and insisting on this for anyone they do business with, using their reserves and borrowing powers to avoid cuts, building affordable council houses, and generally becoming more entrepreneurial eg becoming lettings agents? Sounds like old-fashioned socialism to me! Timefor
  • Score: 6

5:50pm Mon 3 Mar 14

berny55 says...

good old labour strongholds
good old labour strongholds berny55
  • Score: 2

6:20pm Mon 3 Mar 14

woolywords says...

Timefor wrote:
So now the council is increasing its use of legal powers and bailiffs. Wouldn't it be good to hear for once of the council, any council, standing up for people, refusing to implement the damaging cuts, stopping any sell offs, investing in environmental projects, campaigning for the introduction of a living wage and insisting on this for anyone they do business with, using their reserves and borrowing powers to avoid cuts, building affordable council houses, and generally becoming more entrepreneurial eg becoming lettings agents? Sounds like old-fashioned socialism to me!
Your words definitely strike a chord but sadly, you shouldn't use the term, socialism, as that has had it's definition ruined by the actions of the Blair government.
The ideals that was once the very core of Socialism and founders of the Labour Party has been lost forever, in the rush to get on the gravy train and the selling out of principles for personal self-aggrandisement.

You only have to compare what Keir Hardie hoped for and what we have now, (http://en.wikipedia
.org/wiki/Keir_Hardi
e)
to realise that, somewhere along the way, the moral more has gone from the Labour Party, entirely.
A question should be asked of our Councillors, those whom are elected to represent us, of how they can quietly tolerate the actions of their appointed officers? Something that will be to their eternal shame and damnation, in my opinion.
They have, from top to bottom, within half my lifetime, utterly despoiled all that the party once stood for and by that, lost any hope of gaining support from any right-thinking working man in this country.
[quote][p][bold]Timefor[/bold] wrote: So now the council is increasing its use of legal powers and bailiffs. Wouldn't it be good to hear for once of the council, any council, standing up for people, refusing to implement the damaging cuts, stopping any sell offs, investing in environmental projects, campaigning for the introduction of a living wage and insisting on this for anyone they do business with, using their reserves and borrowing powers to avoid cuts, building affordable council houses, and generally becoming more entrepreneurial eg becoming lettings agents? Sounds like old-fashioned socialism to me![/p][/quote]Your words definitely strike a chord but sadly, you shouldn't use the term, socialism, as that has had it's definition ruined by the actions of the Blair government. The ideals that was once the very core of Socialism and founders of the Labour Party has been lost forever, in the rush to get on the gravy train and the selling out of principles for personal self-aggrandisement. You only have to compare what Keir Hardie hoped for and what we have now, (http://en.wikipedia .org/wiki/Keir_Hardi e) to realise that, somewhere along the way, the moral more has gone from the Labour Party, entirely. A question should be asked of our Councillors, those whom are elected to represent us, of how they can quietly tolerate the actions of their appointed officers? Something that will be to their eternal shame and damnation, in my opinion. They have, from top to bottom, within half my lifetime, utterly despoiled all that the party once stood for and by that, lost any hope of gaining support from any right-thinking working man in this country. woolywords
  • Score: 3

6:21pm Mon 3 Mar 14

norah bhatty says...

Very sad that Bailiffs are now being employed to collect unpaid council tax, some will become scared at the very sight of such people.
For quite some time now, I have been under the impression, that hidden away in our council tax account, is a small percentage which is added to each bill each year for what I have been told is to go some way into filling the pot which is never full due to some people not paying their council tax for whatever reason.. I recently had this checked out, and the result was, that although it is not itemized, each council tax payer does fork out a small percentage for others who don't or cannot pay .
With this in mind, can we assume that when the bailiffs have collected in all the outstanding monies, will the people who pay year in and year out the additional amount for the reason given be afforded a refund - you think so? No, neither do I.
Very sad that Bailiffs are now being employed to collect unpaid council tax, some will become scared at the very sight of such people. For quite some time now, I have been under the impression, that hidden away in our council tax account, is a small percentage which is added to each bill each year for what I have been told is to go some way into filling the pot which is never full due to some people not paying their council tax for whatever reason.. I recently had this checked out, and the result was, that although it is not itemized, each council tax payer does fork out a small percentage for others who don't or cannot pay . With this in mind, can we assume that when the bailiffs have collected in all the outstanding monies, will the people who pay year in and year out the additional amount for the reason given be afforded a refund - you think so? No, neither do I. norah bhatty
  • Score: 8

6:33pm Mon 3 Mar 14

phil kernot says...

How much does the goverment collect in council tax, road tax, fuel tax earnings tax , blah blah blah , were all being conned and deceived the goverment can not be skint do your maths on council tax alone , we. Pay out 75% tax to the goverment on our earnings in this country , we're not far off a communist country , because if were taxed any more we will be working direct for the goverment at this rate , at least we would know where we stood not being deceived all our lives .. , was it the income tax that was brought in to pay for the war once it was payed off the goverment thought hang on thes mugs won't realise if we carry on charging them and there right ,,, well some of us do ,,,
How much does the goverment collect in council tax, road tax, fuel tax earnings tax , blah blah blah , were all being conned and deceived the goverment can not be skint do your maths on council tax alone , we. Pay out 75% tax to the goverment on our earnings in this country , we're not far off a communist country , because if were taxed any more we will be working direct for the goverment at this rate , at least we would know where we stood not being deceived all our lives .. , was it the income tax that was brought in to pay for the war once it was payed off the goverment thought hang on thes mugs won't realise if we carry on charging them and there right ,,, well some of us do ,,, phil kernot
  • Score: 7

7:24pm Mon 3 Mar 14

happycyclist says...

It would help if BwDBC didn't take SO LONG to readjust council tax benefits/liabilities when people lose their job or come off benefits. I haven't known where the hell I am with that lot for three and a half months after getting a job. That's a ridiculous length of time to re-assess Housing Benefit and Council Tax Benefit.
It would help if BwDBC didn't take SO LONG to readjust council tax benefits/liabilities when people lose their job or come off benefits. I haven't known where the hell I am with that lot for three and a half months after getting a job. That's a ridiculous length of time to re-assess Housing Benefit and Council Tax Benefit. happycyclist
  • Score: 7

7:28pm Mon 3 Mar 14

happycyclist says...

andy1 wrote:
http://youtu.be/w0Oz

viTvid8 Plenty of vids on You Tube on how to get rid of the parasites called Bailiffs.
That's VERY good. And funny!
[quote][p][bold]andy1[/bold] wrote: http://youtu.be/w0Oz viTvid8 Plenty of vids on You Tube on how to get rid of the parasites called Bailiffs.[/p][/quote]That's VERY good. And funny! happycyclist
  • Score: 2

7:34pm Mon 3 Mar 14

MerlinTheVoiceofReason2 says...

All bailiff firms used to collect Council Tax are bully boys and liars but the worst of them all is local firm Rossendales. A bigger collection of scumbags you will not find anywhere.

You will find plenty of online discussion about these lot at:
http://www.consumera
ctiongroup.co.uk/for
um/showthread.php?24
5676-One-very-surpri
sed-Rossendales-Bail
iff

Lots of information available online if you're being harassed by bailiffs:
http://static.advice
now.org.uk/files/dea
ling-with-the-bailif
fs-2014-49.pdf
http://www.dealingwi
thbailiffs.co.uk/

The costs for their initial visits are laid down by the Council and are far less than they used to be. They will pay several visits leading up to a "van visit" even when they have no walking possession order and therefore cannot take goods but will clobber you with an exorbitant fee. Never ever let a bailiff in. Keep all windows and doors shut. If you do not use your car or van for business purposes, try to keep it locked away or park a few streets away, or they will attempt to clamp you. Even if you do use vehicle for business, they will attempt to clamp it - this is against the law, so know your rights. See the guides above.

Last point, if you want to make any payments whatsoever to reduce your liability, always ALWAYS pay the Council direct, never the bailiff. Drop off a cheque at the Town Hall - the have to cash it!
All bailiff firms used to collect Council Tax are bully boys and liars but the worst of them all is local firm Rossendales. A bigger collection of scumbags you will not find anywhere. You will find plenty of online discussion about these lot at: http://www.consumera ctiongroup.co.uk/for um/showthread.php?24 5676-One-very-surpri sed-Rossendales-Bail iff Lots of information available online if you're being harassed by bailiffs: http://static.advice now.org.uk/files/dea ling-with-the-bailif fs-2014-49.pdf http://www.dealingwi thbailiffs.co.uk/ The costs for their initial visits are laid down by the Council and are far less than they used to be. They will pay several visits leading up to a "van visit" even when they have no walking possession order and therefore cannot take goods but will clobber you with an exorbitant fee. Never ever let a bailiff in. Keep all windows and doors shut. If you do not use your car or van for business purposes, try to keep it locked away or park a few streets away, or they will attempt to clamp you. Even if you do use vehicle for business, they will attempt to clamp it - this is against the law, so know your rights. See the guides above. Last point, if you want to make any payments whatsoever to reduce your liability, always ALWAYS pay the Council direct, never the bailiff. Drop off a cheque at the Town Hall - the have to cash it! MerlinTheVoiceofReason2
  • Score: 5

8:03pm Mon 3 Mar 14

Luv-Lee says...

How much do tobacco, mobile phones, TV, Internet, pets and beer cost?

Such items are 'luxuries', yet many low paid households enjoy at least one, if not all of the items listed.

I'm not unsympathetic towards people who are genuinely struggling to make ends meet but I feel a lot, particulalry the younger generation, cannot differentiate between luxury items and necessities.

Building up a home and bringing up children costs a lot of money in the early years. It needs to be budgeted well. Perhaps the Government would do better to teach money management as a proactive measure; rather than using bailiffs as a reactive measure.

I've always worked hard and paid my way in life (before minimum wage was introduced). Sometimes second-hand and make-do-and-mend was all I could afford because I always paid my bills first. I resent the Government using my taxes to pay for luxury items for people who choose not to priorities their bills.

Taxes are a necessary evil. Without them, Government wouldn't be able to offer benefits and community care to those in genuine need.

Some people need to realise how lucky we are in the UK, compared to some other European countries. Just ask some of the Eastern Europeans why they have come to live in the UK. They think the UK (benefits system) is amazing!
How much do tobacco, mobile phones, TV, Internet, pets and beer cost? Such items are 'luxuries', yet many low paid households enjoy at least one, if not all of the items listed. I'm not unsympathetic towards people who are genuinely struggling to make ends meet but I feel a lot, particulalry the younger generation, cannot differentiate between luxury items and necessities. Building up a home and bringing up children costs a lot of money in the early years. It needs to be budgeted well. Perhaps the Government would do better to teach money management as a proactive measure; rather than using bailiffs as a reactive measure. I've always worked hard and paid my way in life (before minimum wage was introduced). Sometimes second-hand and make-do-and-mend was all I could afford because I always paid my bills first. I resent the Government using my taxes to pay for luxury items for people who choose not to priorities their bills. Taxes are a necessary evil. Without them, Government wouldn't be able to offer benefits and community care to those in genuine need. Some people need to realise how lucky we are in the UK, compared to some other European countries. Just ask some of the Eastern Europeans why they have come to live in the UK. They think the UK (benefits system) is amazing! Luv-Lee
  • Score: -1

8:06pm Mon 3 Mar 14

NorthernVoice says...

If a private company used these sort of methods to claim money owed there would be an outcry. I've witnessed the behaviour of these agency's, Rossendales and Phoenix to name two, and it's disgusting. Making up fees, scaring people into paying money they clearly don't have using blatant lies, they should be brought to book and exposed as the bullies they are.
If a private company used these sort of methods to claim money owed there would be an outcry. I've witnessed the behaviour of these agency's, Rossendales and Phoenix to name two, and it's disgusting. Making up fees, scaring people into paying money they clearly don't have using blatant lies, they should be brought to book and exposed as the bullies they are. NorthernVoice
  • Score: 7

8:23pm Mon 3 Mar 14

Stone Island: says...

Bailiffs; on a par with traffic wardens.
Bailiffs; on a par with traffic wardens. Stone Island:
  • Score: 1

8:59pm Mon 3 Mar 14

mrcool says...

Can't believe all the moaning on here. Just pay the bill and you won't have the bailiffs knocking on your door. Simple. Give up the fags, booze and mobiles if you can't afford them. If you don't like it, get yourself out of the country and go and live abroad.
Can't believe all the moaning on here. Just pay the bill and you won't have the bailiffs knocking on your door. Simple. Give up the fags, booze and mobiles if you can't afford them. If you don't like it, get yourself out of the country and go and live abroad. mrcool
  • Score: -13

9:11pm Mon 3 Mar 14

Michael@ClitheroeSince58 says...

I find a balaclava & a baseball bat has the best effect.
I find a balaclava & a baseball bat has the best effect. Michael@ClitheroeSince58
  • Score: 0

9:12pm Mon 3 Mar 14

fireonthemountain says...

Well perhaps I may add my twopennorth .

Firstly may I say that i regard all Bailiffs , Traffic Wardens , and anyone who works for atos as vermin . How someone can go work , knowing that that day they are going to ruin peoples' lives is quite beyond me .

However , I have no sympathy for those who milk the system . I am sure we all have neighbours who do absolutely nothing , yet have a fantastic lifestyle .

I have a mate who lives in a council flat - all rent and rates paid for .
Kitchen , bathroom replaced , rewired , and new double glazing and central heating . On benefits naturally , so nice tasty sums are paid into his bank account as well .

Who pays for all this ? We do of course .

Open letter to Ian Duncan Smith .

Yes , I understand the need to cut the benefits bill .

BUT .

Stop picking on the weak .
Concentrate on the genuine scroungers .
Well perhaps I may add my twopennorth . Firstly may I say that i regard all Bailiffs , Traffic Wardens , and anyone who works for atos as vermin . How someone can go work , knowing that that day they are going to ruin peoples' lives is quite beyond me . However , I have no sympathy for those who milk the system . I am sure we all have neighbours who do absolutely nothing , yet have a fantastic lifestyle . I have a mate who lives in a council flat - all rent and rates paid for . Kitchen , bathroom replaced , rewired , and new double glazing and central heating . On benefits naturally , so nice tasty sums are paid into his bank account as well . Who pays for all this ? We do of course . Open letter to Ian Duncan Smith . Yes , I understand the need to cut the benefits bill . BUT . Stop picking on the weak . Concentrate on the genuine scroungers . fireonthemountain
  • Score: 5

2:55am Tue 4 Mar 14

DoggydogNo1 says...

I work hard all week for a wage that pays just above minimum wage. I get no benefits working tax credits etc. I pay my bills every single month, dont have debt. Yet, once my main bills are paid, i am left with 300 per calender month month, to fed, and cloth myself.I dont have a car as i cannot afford to run one, let alone own one.ow in my travels,the one thing that winds me up are the people who are constantly in the pub. I know quite a few in my area who find it funny that i work to pay them to go to the pub.I know quite a few people who go abroad on holiday and again, i work to send them.I cant afford one, working! Sympathy? no, not for the majority of them, sorry. Take their liabilities out at source, before they receive their money! I also note, i have to pay towards non payers in my council tax bill, why? its not my fault!
I work hard all week for a wage that pays just above minimum wage. I get no benefits working tax credits etc. I pay my bills every single month, dont have debt. Yet, once my main bills are paid, i am left with 300 per calender month month, to fed, and cloth myself.I dont have a car as i cannot afford to run one, let alone own one.ow in my travels,the one thing that winds me up are the people who are constantly in the pub. I know quite a few in my area who find it funny that i work to pay them to go to the pub.I know quite a few people who go abroad on holiday and again, i work to send them.I cant afford one, working! Sympathy? no, not for the majority of them, sorry. Take their liabilities out at source, before they receive their money! I also note, i have to pay towards non payers in my council tax bill, why? its not my fault! DoggydogNo1
  • Score: 4

4:54am Tue 4 Mar 14

Timefor says...

woolly words, aye, I have to say that your comments are a fair summary and would add that maybe now (eg given the debacle at the weekend) is a good time for the nu-labour to fess up, re-name themselves and carry on developing their road to nowhere via their tory-light policies. In the meantime, the unions could maybe wake up/be persuaded to get their noses out of the trough, their backsides off the gravy train and, once again, develop a party which stands up for and represents ordinary people. Goodness knows that this is needed now as much as it has ever been. Only when we have politicians and unions who realise that they are in their elected positions to represent and support people first - and actually do this, will life become fairer and better for everyone.
woolly words, aye, I have to say that your comments are a fair summary and would add that maybe now (eg given the debacle at the weekend) is a good time for the nu-labour to fess up, re-name themselves and carry on developing their road to nowhere via their tory-light policies. In the meantime, the unions could maybe wake up/be persuaded to get their noses out of the trough, their backsides off the gravy train and, once again, develop a party which stands up for and represents ordinary people. Goodness knows that this is needed now as much as it has ever been. Only when we have politicians and unions who realise that they are in their elected positions to represent and support people first - and actually do this, will life become fairer and better for everyone. Timefor
  • Score: 1

6:47am Tue 4 Mar 14

Lancs Away says...

How about everyone up's sticks and move to Spain....at least you wouldn't have all those heating bills and horrible weather...just a thought
How about everyone up's sticks and move to Spain....at least you wouldn't have all those heating bills and horrible weather...just a thought Lancs Away
  • Score: -1

8:28am Tue 4 Mar 14

woolywords says...

Lancs Away wrote:
How about everyone up's sticks and move to Spain....at least you wouldn't have all those heating bills and horrible weather...just a thought
Shows how much that you know about Spain.
My Mum has a place, a little North of Old Benidorm, it requires a central heating system, run off the equivalent of Calor gas and isn't cheap by any stretch of the imagination.
If you go into town, at various times of the year, it's either cluttered with wrinklies, laying around like lizards basking on rocks or foreign fruit pickers from Romania or Eastern Germany.
Nobody speaks either English or Spanish any more, it's like being abroad, while being abroad, if you know what I mean. Place has gone to the dogs or would have, if the Romanians would stop eating them!
No, stop yourself here, where at least when you get arrested for making racist remarks, the Policeman maybe Asian but at least he/she speaks English and you get a decent cup of tea in the Police station, not that foreign muck!
[quote][p][bold]Lancs Away[/bold] wrote: How about everyone up's sticks and move to Spain....at least you wouldn't have all those heating bills and horrible weather...just a thought[/p][/quote]Shows how much that you know about Spain. My Mum has a place, a little North of Old Benidorm, it requires a central heating system, run off the equivalent of Calor gas and isn't cheap by any stretch of the imagination. If you go into town, at various times of the year, it's either cluttered with wrinklies, laying around like lizards basking on rocks or foreign fruit pickers from Romania or Eastern Germany. Nobody speaks either English or Spanish any more, it's like being abroad, while being abroad, if you know what I mean. Place has gone to the dogs or would have, if the Romanians would stop eating them! No, stop yourself here, where at least when you get arrested for making racist remarks, the Policeman maybe Asian but at least he/she speaks English and you get a decent cup of tea in the Police station, not that foreign muck! woolywords
  • Score: -2

10:26am Tue 4 Mar 14

bigste says...

Here's a good one for you. I live in Spain on the Costa Blanca. The local council here are superb with expat pensioners and will do anything for us including emptying my dustbin 7 nights a week. I pay my council charges in full, I would be embarassed to ask for a subsidy or time to pay. Last year our council charges doubled as they hadn't gone up in about ten years. I pay in April and I seem to remember that this year mine were €116 for the year on a modest sized villa. Before you ask, yes I do get the winter fuel allowance from the UK and I consider I need it. Our houses are not equipped for winter and being in the mountains it gets very cold in the winter. The biggest things I notice here with local government is the size of the town hall. Ours is miniscule compared to the uk. The uk is overstaffed ten fold and that is where your money goes.
Here's a good one for you. I live in Spain on the Costa Blanca. The local council here are superb with expat pensioners and will do anything for us including emptying my dustbin 7 nights a week. I pay my council charges in full, I would be embarassed to ask for a subsidy or time to pay. Last year our council charges doubled as they hadn't gone up in about ten years. I pay in April and I seem to remember that this year mine were €116 for the year on a modest sized villa. Before you ask, yes I do get the winter fuel allowance from the UK and I consider I need it. Our houses are not equipped for winter and being in the mountains it gets very cold in the winter. The biggest things I notice here with local government is the size of the town hall. Ours is miniscule compared to the uk. The uk is overstaffed ten fold and that is where your money goes. bigste
  • Score: 0

2:51pm Tue 4 Mar 14

Darwen Malc says...

Amazes me just how many on benefits:
have mobile phones,
Internet,
use taxis to get them back from the shops,
have Sky,
large flat screen TVs,
smoke,
go drinking at any time of day,
have tattoos,
dyed and styled hairdos, plus smart gel nails (women obviously),
have everything bought new for the house,
and THEN moan that they cant afford bills?
Amazes me just how many on benefits: have mobile phones, Internet, use taxis to get them back from the shops, have Sky, large flat screen TVs, smoke, go drinking at any time of day, have tattoos, dyed and styled hairdos, plus smart gel nails (women obviously), have everything bought new for the house, and THEN moan that they cant afford bills? Darwen Malc
  • Score: -2

4:07pm Tue 4 Mar 14

accstan says...

I received a letter yesterday from HBC stating that I owed them over £100 in council tax because of a 'change of circumstances in my household' & they wanted the money by next week. Was very interested to know what this was & rang to query the letter - the first thing the woman said to me 'are you on benefits' sounding like she presumed that I was.
The only change had been that my son had progressed from 6th form to university, I was not aware that I had needed to inform them of this as it did not seem to me to be a change in circumstance, he is still a student & not even now living at home.
The woman told me I should pay & they would refund me when they lad received a letter from the university's dean proving that my son is in fact a residential student there! I refused as I do not fancy my chances of getting this money back quickly, in the end she compromised by extending the date they need the money or letter of proof by - very generous seeing as I do not owe them anything at all.
If the council would chase the people who never pay maybe they could leave honest working people who have paid every penny of the damned tax this year alone
I received a letter yesterday from HBC stating that I owed them over £100 in council tax because of a 'change of circumstances in my household' & they wanted the money by next week. Was very interested to know what this was & rang to query the letter - the first thing the woman said to me 'are you on benefits' sounding like she presumed that I was. The only change had been that my son had progressed from 6th form to university, I was not aware that I had needed to inform them of this as it did not seem to me to be a change in circumstance, he is still a student & not even now living at home. The woman told me I should pay & they would refund me when they lad received a letter from the university's dean proving that my son is in fact a residential student there! I refused as I do not fancy my chances of getting this money back quickly, in the end she compromised by extending the date they need the money or letter of proof by - very generous seeing as I do not owe them anything at all. If the council would chase the people who never pay maybe they could leave honest working people who have paid every penny of the damned tax this year alone accstan
  • Score: 1

9:09pm Tue 4 Mar 14

Otherhand says...

Maybe if the poor ones didn't doss around when it was time to listen in school, they wouldn't be struggling to pay their bills. No sympathy here.
Maybe if the poor ones didn't doss around when it was time to listen in school, they wouldn't be struggling to pay their bills. No sympathy here. Otherhand
  • Score: -2

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